Water damage is a prevalent issue that can affect homes, businesses, and other properties. Understanding the causes, types, and legal definition of water damage is crucial for mitigating the risks and addressing the problem effectively.

### Causes of Water Damage

Water damage can result from various sources, including:

– **Plumbing failures:** Leaks in pipes, water heaters, and faucets are common causes of water damage.
– **Roof leaks:** Damaged or aging roofs can allow rainwater to seep into the property.
– **Flooding:** Natural disasters, such as hurricanes and floods, can cause extensive water damage.
– **Condensation:** Moisture buildup due to poor ventilation or insulation can lead to water damage.

### Types of Water Damage

Water damage is classified into three categories based on the severity:

– **Category 1 (Clean Water):** Water that originates from a clean source, such as a broken water main or a leaking roof.
– **Category 2 (Gray Water):** Water that contains contaminants, such as bacteria or chemicals, from sources like dishwashers or washing machines.
– **Category 3 (Black Water):** Water that has been contaminated with sewage, floodwater, or other hazardous materials.

### Legal Definition of Water Damage

The legal definition of water damage varies by jurisdiction, but generally refers to the physical damage to a property caused by the presence of water where it is not intended to be. Water damage may include:

– Damage to structural components, such as walls, floors, and ceilings
– Damage to furnishings, appliances, and other personal property
– Loss of use of the property due to the damage